LendMint provides services for users in India. We value the security of personal and device-related information and are committed to explaining in a clear and transparent way how such information is collected, used, stored, and protected. This Privacy Policy applies to your use of the LendMint app and related services.
1. Information We Collect
1.1 Information You Submit
When you voluntarily enter amounts, terms, or other content in the app for display or calculation purposes, we process that information to support record display, result generation, and the normal operation of the app’s core functions.
1.2 Device Information
To help maintain service security and stability, LendMint may collect certain device-related information, such as device model, operating system version, and selected device identifiers. This information is used to recognize the device, perform security checks, and assist in identifying or preventing unusual or fraudulent activity.
1.3 Call Log Information
With your permission, LendMint may access limited call log metadata solely for phone number verification through voice OTP in order to strengthen account security. The information used is limited to call time, call duration, and call status. LendMint does not access, record, store, or collect any call audio or conversation content.
1.4 Camera Permission
LendMint uses camera access only when you actively choose to take or upload a profile photo. The camera is not activated in the background and is not used without your action.
1.5 Approximate Location
LendMint may use approximate location permission to determine whether certain services are available in your region. This permission is not used for continuous tracking of your real-time location.
2. How We Use Information
We use information only to the extent reasonably necessary for the relevant functions, including but not limited to:
- Providing calculation, display, and related basic app functions
- Supporting voice OTP verification and account protection
- Improving app stability, service quality, and user experience
- Detecting and preventing suspicious, abnormal, or potentially fraudulent activity
3. Information Sharing
LendMint does not sell your information to unrelated third parties. Except where necessary for the internal operation of the app and its services, we do not provide your information to third parties unrelated to the service.
4. Storage and Protection of Information
Relevant information is protected through encryption and other reasonable safeguards, and is securely stored on servers hosted at lendmintpro.com. We apply industry-standard technical and organizational measures to help prevent unauthorized access, disclosure, alteration, or loss of information.
5. Data Retention
We retain relevant information only for as long as needed to fulfill service purposes, support operational needs, or comply with applicable legal obligations. After the retention period expires, or once account deletion is completed, the related data will be handled or deleted in accordance with applicable requirements.
6. Your Rights
Subject to applicable rules, you may request access to, correction of, or deletion of your relevant information. If you wish to delete your account, you may do so in the app through the following path:
After account deletion is completed, information associated with that account will be deleted or otherwise handled as required under applicable rules.
7. Changes to This Privacy Policy
LendMint may update this Privacy Policy from time to time due to service adjustments, legal requirements, or security management needs. The updated version will be posted within the app or on a relevant page and will take effect upon posting.
8. Contact Us
feedback@lendmintpro.com